An immediate credit without proof is a bank loan allowing you to obtain a sum of money quickly, which you can spend on your daily bills and the purchase of goods and services of your choice (work and decoration in your home, purchase of multimedia products and household appliances, leisure activities, vacations, etc.).
You are under no obligation to provide any documentation to Solutis and our partner banks to justify how you will use the funds, which you will be required to repay
However, immediate credit without a pay slip is not possible as it stands , because each financing request must be analyzed by the lending organization beforehand.
If our advisors approve, the immediate loan without proof is available within a few hours to a few days. This financing is perfectly suited for urgent cash needs.
An emergency loan without proof may be a banking solution to consider if you need to quickly pay the costs of repairing your broken-down vehicle or settling your property taxes that you have not anticipated.
What are the main advantages of applying for a quick loan without a quote or invoice?
There are several advantages specific to the characteristics and operation of a consumer credit offer that is described as immediate and free to use. Here are some of them:
The main advantage of the immediate no-obligation loan is that you will receive the funds within a few days, or even just a few hours, depending on the nature of the loan offer.
The study is also faster than financing allocated to a specific project, because we will analyze your personal situation and your budget, but not the use you will make of the capital.
With no requirement to provide documents, you don’t have to waste time getting in-store quotes to finance your purchases.
You can use the funds from the financing for one or more expenses of your choice.
What are the different types of express credit without proof?
Depending on your needs and the amount you plan to borrow, there are several forms of immediate consumer credit that do not require you to justify the use of the funds:
Express revolving credit without proof: this involves obtaining a cash reserve of up to €6,000*, which can be used to cover some of your payments. Typically, the reserve is linked to a bank card or an online customer account.
The unallocated immediate personal loan : up to €75,000, this loan differs from a car loan or a home improvement loan in that it is not allocated to a specific purchase or project . Once the amount is released, there are no restrictions on its use.
Online cash loans within 24 hours : Financial institutions offer cash transfers in the form of a loan with a specific APR in just a few seconds. Often referred to as a mini-loan, not to be confused with a micro-loan, this offer should be used responsibly to avoid racking up monthly payments.